Attention homeowners: Real estate appraisal services for in Fayetteville and Fayette County

See the top 7 reasons why GA homeowners need Gray Appraisal Services:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To lower your monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a GA divorce, when real estate needs to be divided
Settle an estate in GA by determining the true market value of real estate in question

Need help deciding the price of your house in or near Fayetteville, GA?
Contact Gray Appraisal Services.

At Gray Appraisal Services, we understand the individual needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Gray Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

Appraisals to remove PMI

A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are qualified in helping customers just like you get rid of unnecessary PMI insurance.

Challenging property tax assessments

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Gray Appraisal Services is your perfect weapon.

Recently got a freeze your HELOC?

If your house is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Gray Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Gray Appraisal Services can help with that too. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.